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LIVING IN FRANCE

Banking giant Barclays to close all accounts of Brits living in France

UK nationals living in France have begun to receive letters from their bank telling them that their accounts will be closed, in an apparent post-Brexit change.

Banking giant Barclays to close all accounts of Brits living in France
Barclays Bank has written to customers living in France to inform them it will be closing their accounts. Photo by Tolga AKMEN / AFP

Customers of Barclays Bank who are living in France have been receiving letters telling them that their UK accounts will be closed by the end of the year. There appears not to be an option to register for a different account.

Numerous readers of The Local have contacted us to report receiving either letters or messages in their online banking telling them that their accounts would be closed because of their residency in France.

A Barclays spokesperson told The Local:As a ring fenced bank, our Barclays UK products are designed for customers within the UK.

“We will no longer be offering services to personal current account or savings customers (excluding ISAs) within the European Economic Area. We are contacting impacted customers to give them advance notice of this decision and outline the next steps they need to take.”  

READ ALSO What are the best UK accounts for Brits living in France?

Customers are being given six months to make alternative arrangements. The changes affect all personal current accounts or savings accounts, but do not affect ISAs, loans or mortgages.

During the Brexit transition period Barclays closed Barclaycard accounts of customers in France, but did not indicate any changes to standard bank accounts.

Around the same time several other British high street banks began closing accounts of British customers who live in the EU, although with the exception of Barclaycard customers in France were largely spared.

The majority of UK nationals who live in France maintain at least one UK bank account – in addition to a French account – sometimes just for savings but others use their accounts regularly to receive income such as pensions or income from rental property or – for remote workers – to receive income for work done in the UK.

Not having a UK bank account can make financial transactions in the UK more complicated or incur extra banking fees.

Since Brexit, the UK banking sector no longer has access to the ‘passporting’ system which allows banks to operate in multiple EU countries without having to apply for a separate banking licence for each country.

And it seems that many UK high street banks are deciding that the extra paperwork is not worth the hassle and are withdrawing completely from certain EU markets. 

When British banks began withdrawing services from customers in the EU back in 2020, a UK government spokesman told British newspaper The Times that “the provision of banking services is a commercial decision for firms based on a number of factors” so Brits in France probably shouldn’t hold their breath for any help from that direction.

We asked an independent financial adviser what the best options are for Brits in France who still need a UK account – you can read the full interview HERE.

 
 

Member comments

  1. i guess everyone will be switching to Transferwise (now known as Wise). I’ve been using it for years as an American, and is just the easiest and cheapest way to receive funds.

  2. This is not new news! Barclays contacted me over a year ago, and told me that I could not register my UK bank account to a French address, and that unless I provided a UK address, then the account would be closed. I provided a UK address.
    It appears that to date they have done this for changes in status, and that now they are doing it for everyone.
    Yet another example of UK banks demonstrating zero customer service, and having a total focus on cost, cost, cost.

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ANIMAL WELFARE

How to adopt a pet from a French animal shelter

Around 300,000 pets are abandoned every year in France, many of them during the summer months. So if you're looking for a pet there are many lovely cats and dogs in shelters looking for a good home - here's how to go about it.

How to adopt a pet from a French animal shelter

Where to look

French animal welfare charity the Société Protectrice des Animaux (SPA) is an excellent place to start – it currently lists nearly 4,500 animals available for adoption. 

But there are lots of other smaller, local organisations – it may be worthwhile dropping in to see a local vet as they will generally know of local groups seeking homes for abandoned pets.

There will be paperwork

First-time buyers of cats or dogs have to sign a ‘certificate of commitment and understanding’ before they will be allowed to buy an animal, and the same applies to those looking to adopt. 

After the signed document is delivered to the authorities, future owners have seven days to change their mind – the idea is to prevent people from ‘impulsively’ buying or adopting pets only to abandon them later. 

The SPA, certainly, demands that would-be adopters are of legal age and are willing to take part in a “responsible adoption process”.

These things take time – as you should expect for a commitment that can last more than a decade. As the SPA website says, it seeks to ensure “that each decision is carefully considered and that the adopted animal matches its new family and way of life”.

The process may include home visits, interviews and discussions to help adopters find the animal to which they are best suited – older people may not cope well with an energetic puppy, for example.

READ ALSO What you need to know about owning a dog in France

Shelter animals

Some welfare organisations ensure their animals spend some time with ‘foster families’ until they are adopted. This means that the organisation has a pretty good idea how that animal is likely to behave when it gets to its new adopted home.

It is more difficult to judge an animal’s character if it has been kept in a pen in a shelter.

It will cost money

A financial contribution will most likely be requested by the organisation from which you are adopting. The sum will depend on the age and type of animal being adopted. 

The SPA, for example, asks for a donation to cover vets’ fees of between €250 and €300 for a dog, depending on its age, and €150 for a cat or a kitten.

Another well-known animal welfare organisation in France, Les Amis des Animaux, has a slightly different scale of fees covering the cost of chipping, vaccinations – including rabies/passport in mature animals, sterilisation, worming, et cetera. 

READ ALSO What you need to know about microchipping your pet in France

What else you need to know

Under French law, pet dogs – and cats and ferrets – over a certain age must be identified and registered on a national database. 

The animal must be identifiable by a tattoo or microchip – the latter is the most common method these days – that is registered on the Identification des carnivores domestiques (I-CAD) database

The procedure to insert the microchip, or ink the tattoo, must be carried out by an approved professional. The procedure should be done by a vet and costs between €40 and €70, the shelter will tell you whether your new pet already has a microchip or not.

You might not believe it if you have walked along certain streets in Paris, but you can be fined if you fail to pick up after your pet. 

The standard fine is €68, but the mayors of some towns have imposed stricter rules in the street, in parks, gardens and other public spaces. 

The French government’s Service Public website lists other rules regarding the health and wellbeing of pets. Read it here.

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