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New French State aid to help older people make home improvements

A new accessibility scheme recently announced by the French government gives grants for home improvements such as installing a stair lift or widening a doorframe to allow wheelchair access - here is how you could benefit.

New French State aid to help older people make home improvements
An elderly resident sits in her bedroom in Clamart nearby Paris. (Photo by STEPHANE DE SAKUTIN / AFP)

According to a recent survey in France, the vast majority of retired people expressed a desire to stay in their homes long-term, rather than entering a care facility.

While there are several schemes by the French government to provide assistance for renovating homes in order to make them more accessible for elderly people, the newly announced “MaPrimeAdapt” seeks to streamline the process.

When was it announced?

MaPrimeAdapt was part of President Emmanuel Macron’s re-election campaign, with plans for it first announced by the president last November.

Most recently, the government aid was earmarked to receive funding in the upcoming 2023 budget, which also hopes to increase the number of nursing home employees, as well as boost public funding for care centres.

The budget is set to allocate €35 million to the National Housing Agency (ANAH) in 2023. In response, the ministry of housing said to Capital France that one of their top priorities is “a single aid for the adaptation of housing to ageing” that would replace several existing government subsidies.

What is the goal of Ma Prime Adapt?

Similar to Ma Prime Renov, this programme hopes to provide additional funding for home refurbishment.

But while Ma Prime Renov focuses on environmentally friendly home adaptations, Ma Prime Adapt aims to make it simpler for older people or those with disabilities to refurbish their homes in order to maintain their autonomy and avoid falls.  

The French government also aims to reduce the number of fatal or disabling falls of people aged 65 by at least 20 percent by 2024, and by 2032, the goal is for at least 680,000 homes to be adapted, particularly those of low-income older people.

Who can benefit?

According to reporting by Le Monde, this aid is not solely reserved for people who already have decreased mobility. 

Instead, it is intended for older people generally. When applying, the applicant must be able to demonstrate that they are an independent retiree and need (this could be based on income, age, health, etc) to adapt their housing in order to make it more accessible.

The amount of assistance offered will be means-tested based on financial status.

What types of work would qualify?

Some examples of work that might qualify for assistance might be:

  • adapting the bathroom (for example, adding grab bars or enlarging the door)
  • replacing the bathtub with a shower
  • installing a bathtub with a door
  • installing a stair lift
  • adding access ramps to the home

The benefit is not limited to those options – any project that aims to increase home accessibility for a senior could qualify, as long as it is not simply aesthetic-focused.

Can it be combined with Ma Prime Renov?

They have different criteria, but Ma Prime Renov and Ma Prime Adapt can be combined in order to provide maximum support to elderly people wishing to adapt and stay in their homes.

How can I apply?

In order to apply, you will be required to meet the conditions stated above, in addition to being able to demonstrate that the housing in question is at least 15 years old and that the amount of work being done would cost at least €1,500.

Keep in mind that the renovation will need to be carried out by a recognised building company or contractor – specifically one with the label “RGE.”

You will be able  toapply for the Ma Prime Adapt aid via France’s National Housing Agency (ANAH). A dedicated website will be created to facilitate the process, with a launch date TBC. 

On the site, you will submit an application form that includes the estimates of the work planned. According to Le Monde, €5,600 will be the maximum amount of aid to be offered, and the cost of work will be capped at €8,000. However, this information has not yet been published by the National Housing Agency. 

What have the other available schemes been?

Currently, retirees in France can apply for the “Habiter facile” scheme from the ANAH (Agence Nationale de l’Habitat), which also helps to finance work that promotes the ability of elderly people to remain in their homes.

“Bien vieillir chez soi” is a similar aid scheme which is offered by the CNAV (social security).

The elderly and disabled can also benefit from tax credits on accessibility or home adaptation work. 

These will likely be replaced by Ma Prime Adapt, which will combine all benefits into one package.

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LIVING IN FRANCE

MAP: The 20 cheapest French towns and cities to live in

The cost of living is a hot topic in France and across Europe right now - so where are the cheapest places to live?

MAP: The 20 cheapest French towns and cities to live in

At a time when purchasing power has never been so central to French people’s concerns, French daily Le Parisien has compiled a list of towns and cities where your money will go the furthest.

In order to produce this ranking, Le Parisien compiled the average salary in each location and then looked at the price of the average supermarket shop, the cost of transport (fuel as well as public transport), property prices (to buy or rent), property tax rates and the cost of a cinema ticket. 

READ ALSO Food, fuel and transport: Which prices will rise in France in 2023?

And it turns out smaller is better.

Of the 96 towns and cities tested, Niort, in the département of Deux-Sèvres in south west France (population around 60,000) came top,

Laval, in Mayenne (population around 50,000) was third; Saint-Brieuc, in the Brittany département of Côtes-d’Armor (population around 45,000), was 8th, and Rodez, down in the southern département of Aveyron (pop: c 25,000) was 10th.

The 20 most wallet-friendly towns in France are:

  1. Niort
  2. Châteauroux
  3. Laval
  4. Nevers
  5. Belfort
  6. Chaumont
  7. Épinal
  8. Saint-Brieuc
  9. Saint-Étienne
  10. Rodez
  11. Châlons-en-Champagne
  12. Quimper
  13. Arras
  14. Foix
  15. Poitiers
  16. Le Mans
  17. Colmar
  18. Montauban
  19. Bourg-en-Bresse
  20. Nantes

READ ALSO The 20 small towns most popular with house-hunters in France

Niort gains, the study found, in part because it has offered free local public transport since 2017 - a policy that other towns that rank well also implement, including second-placed Châteauroux (Indre), Bourg-en-Bresse (Ain, 24th) and Gap (Hautes-Alpes, 63rd).

For various reasons, including infrastructure, offering free public transport that meets higher levels of demand in larger cities is unviable, the report said. 

In fact, France’s larger cities are noticeably low in Le Parisien’s rankings. Lyon stumbled on to the list in 58th, Paris in 77th, Marseille 84th, and Montpellier 90th. Nantes, coming in 20th, is the only ‘large city’ representative in the top 20.

READ ALSO Wild boar, fast internet and kindly neighbours – why small-town France has the best of all worlds

The report stated that, despite salaries being little higher than average in larger conurbations, people also pay more for shopping, public transport, movie tickets, and housing.

The survey found that, on the whole, your euro goes further in the west of the country - where supermarkets are cheaper, and towns aren’t too congested, while the cost of a tank of fuel is lower, as are - researchers discovered - the more abstract costs, such as insurance, for the same level of service as elsewhere.

READ ALSO OPINION: An inflation ‘tsunami’ is about to hit France

Eastern France, the study found, benefited from relatively cheap property prices - offering more bang for a house-buying buck than the expensive ‘coastal bounce’-affected south or the Ile-de-France region, which orbits the cost-of-living singularity that is Paris.

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