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PROPERTY

EXPLAINED: How to access France’s €20k property renovation grants

The French government has extended the renovating initiative MaPrimeRenov’ to make it available to all home owners, including for second homes, for grants of up to €20,000. Here's how to go about applying for the scheme.

EXPLAINED: How to access France's €20k property renovation grants
Illustration photo: AFP

What is it?

Launched back in January 2020, the government scheme MaPrimeRenov’ lets homeowners apply for financial help to renovate their homes.

Each household can get up to €20,000 to renovate, although the amount will depend on several factors, including the type of project, the household income and the number of people living there.

Previously reserved for modest-income households, the scheme has been expanded and is now available to everyone, including high-income owners, landlords renting out their property and second home owners. 

Applicants do however need a French numéro fiscal (tax number) and a copy of their latest tax declaration, which means those who do not file the annual tax declaration in France are effectively excluded

What kind of work is covered by the scheme?

The grant scheme covers four main categories of renovating work:

  • Heating (so changing the heater, for example, or installing a new system)
  • Insulation
  • Ventilation
  • Energy audits

However the company hired to renovate must be on the government-approved list of companies that qualify for the grant, which means they need the label RGE (Reconnue Garant de l’Environnement).

Who can access the grant scheme?

Only property owners can access the scheme, so not those renting.

The building needs to be more than 2 years old.

For several months only lower-income owners could benefit from the scheme, but from July has been open to everyone.

At first the scheme was closed to second home owners, but a government decree published on January 26th confirmed that it had been widened to include anyone “with a legal right to the property”.

That includes co-owners, second home owners and landlords who rent out their property.

Why is the government doing this?

France’s economy has been reeling since the beginning of the Covid-19 pandemic hit the country with full force in March 2020, prompting several months of lockdown and economic downturn.

Of the government’s enormous €100 billion rescue package, €2 billion was earmarked for households.

The goal, as stated in the French government’s relaunch plan, is to stimulate the economy while transforming households into more environmentally friendly, less energy-hungry entities.

READ ALSO From taxes to toilets: All you need to know about renovating a house in France

Income thresholds

To determine whether or not a project is eligible for the grant scheme and how much money the household gets, the government checks the total income of the household against the cost of the renovating project.

The income thresholds for households depend on the kind of services needed, outlined in four different MaPrimeRénov’ schemes: blue, yellow, violet or pink (full list HERE).

While MaPrimeRénovBleu (blue) is typically restricted to modest-income households, the maximum income thresholds also depend on the number of people living in the property and whether or not it is located in greater Paris Île-de-France region. 

Below you can see the income thresholds for households outside the Paris region:

Photo: French government

And here is a photo showing the income thresholds for those inside the Paris region:

Photo: French government

If you want to check if your project is eligible for the grant scheme, the government website Faire has a Simul’Aid simulator available here.

How do I apply?

To apply for a grant, you must create an account on maprimerenov.gouv.fr and connect to that account. In order to do this you will need a numéro fiscal, the number you use for filling out your tax returns, plus other documents you use when filing your taxes (bank details – both French and international banks work – copy of your ID, etc).

You will be asked to provide:

  • A copy of your latest tax return
  • An email address and a phone number
  • Names and dates of birth of all members of the household
  • A dévis (builders’ invoice) for the work done
  • The amount of any other help schemes or grants the household benefits from
  • Co-owner households must provide an attestation signed by all parties as well as information regarding the number of households in the home.

Only work done after October 1st, 2020 is accepted (so applicants need a dévis signed after that date). 

A detailed guide to each step of the process can be found at maprimerenov.gouv.fr under the section “Me renseigner”.

READ ALSO: How to convert a rustic barn into your dream home

Where can I get more information?

For more information and to access the grant, go to MaPrimeRénov’. You can also call +33 (0) 8 08 800 700 if you have specific questions on the scheme.

If you want to search for a government approved renovating company in your area, go to this website, tap in your postcode and type of work you want done and hit search.

 
 

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ENERGY

France offers grants up to €1,500 to replace oil-fired boilers

Financial aid of up to €1,500 is temporarily available to households looking to replace oil-fired boilers with a more environmentally friendly heating systems. 

France offers grants up to €1,500 to replace oil-fired boilers

The temporary ‘coup de boost’ aims to encourage households to replace their oil-fired heating systems (chauffauge au fioul) and is in addition to the ‘coup de pouce chauffage’ (heating helping hand) scheme that is already underway to help under the energy saving certificates scheme (CEE).

All households that are primary residences – this aid is not available to second-home owners – equipped with an oil-fired boiler can benefit, with the amount for which they are eligible means-tested according to household resources and the replacement system chosen. 

Households with modest incomes benefit from a higher premium.

To benefit from the new temporary bonus, households must replace their individual oil-fired boiler with a more environmentally friendly heating system:

  • heat pump (air/water or hybrid);
  • combined solar system;
  • biomass boiler (wood or pellets);
  • connection to a heating network supplied mainly by renewable or recovered energy.

The total amount of financial help from the two schemes is €4,000 to €5,000 for low-income households; and from €2,500 to €4,000 for middle and high-income households.

For the connection of an individual house to a heating network, the amount of the bonus increases from €700 to €1,000 for low-income households; and from €450 to €900 for middle and high income households.

Estimates for the replacement of an oil-fired boiler must be accepted between October 29th, 2022, and June 30th, 2023, and work must be completed by December 31st, 2023.

The Coup de boost fioul aid can also be combined with MaPrimeRénov to replace an oil-fired boiler, meaning the least well-off households in France can benefit from aid of up to €16,000 to replace an oil-fired boiler with a pellet boiler or a combined solar system.

Since mid-April 2022, MaPrimeRénov’ financial aid has increased by an additional €1,000 for the installation of a renewable energy boiler. This can now reach €11,000 for the most efficient boilers (pellet boiler, combined solar system) and for households with modest incomes.

It must be noted that the installation of a very high energy performance gas boiler will no longer be eligible for MaPrimeRénov’ as of January 1st, 2023.

Find more details on the scheme HERE.

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