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PROPERTY

French Property of the Week: Charming gite complex in rustic Brittany

If you're looking for a beautiful property in rustic Brittany, in western France, that's not far from beaches and historic towns AND that comes with its own business then take a look at this.

French Property of the Week: Charming gite complex in rustic Brittany
Photo: Leggett Immobilier

Where is it?

The property or two properties is located in a tranquil hamlet just 1km from the village of Quistinic in the Morbihan department of southern Brittany (see map below).

There nearest big towns are Vannes and Lorient and the picturesque Auray just 45 minutes away, while the spectacular Quiberon peninsular and its beaches are an hour away by car.

It's about two hours drive to the port of St Malo, where there are regular ferry services to the UK and about the same driving time to the port of Roscoff where there are ferry services to Ireland.

Nantes airport which has international flights to the UK and other European countries is just under two hours drive away. And the airport at Dinard, which offers flights to the UK is around two hours away.

How much does it cost?

The property costs €318,000 or £281, 494 or $390,762, all depending on exchange rates.

Describe the property

This stone property has been renovated to an extremely high level of quality and offers a combination of rentable/living solutions.

The main building can be considered as a maison principal and one gite or just as two gites together. An additional building is currently used as a play/games room with further potential to convert the upper floor into more living space, perhaps further bedrooms. There is also an option to convert a separate stone building into a further, smaller gite or useable space.

The entrance has a large gravel courtyard area leading to the buildings, with ample space for parking.

Set in an acre of beautiful landscaped gardens, these beautiful and immaculately kept self catering gites (cottages) both have individual heated pools in their own private gardens.

Each gite is fully furbished, with the possibility of firing up the wood burners when needed in the wintertime. Three rooms in one and two in the other allow flexibility to either live in the property and exploit the gites, or rent both out to a varying clientele and different sizes of families.

In front of the main stone house is another, which is currently set up as a games/playroom and houses the washing machines. It allows access from both gardens, and also has a bathroom on the ground floor. Easy access for cycling and walking in the local wooded countryside

The business would be sold with all of the items needed to continue running the gites, making it a very good investment with immediate return.

What the estate agent says

Philippe de Belder from Leggett Immobilier says: “This gite business, complete with solid, repeat clientele, is ready to go and certainly should not be missed.

“It offers great views of the surrounding countryside give a real feel and sense of the French lifestyle. Superb value for the property and a fantastic business potential.”

And the photos:

For more information on this property visit Leggett Immobilier.

 

 

 

For members

PROPERTY

What second-home owners need to know about 2023 French property taxes

Autumn in France is property tax season - and for second-home owners there are some important changes to know about this year.

What second-home owners need to know about 2023 French property taxes

Every year in September and October, households in France receive their property tax bills – which have historically included three things; taxe foncière, taxe d’habitation and the redevance audiovisuelle (TV licence).

For main properties, two of these taxes have all-but disappeared, but for second home-owners the situation is a little different.

Taxe d’habitation

This is the tax paid by the householder and it is being gradually phased out in France and most households no longer need to pay it – the exception to this, however, is maisons sécondaire (second homes).

Local councils set the rate for this tax, and in some areas this can include an additional surcharge on taxe d’habitation on second homes.

This usually applies in areas that have a housing shortage, and although the surcharge has existed for several years it has recently been expanded to include new areas.

Taxe foncière

This is the tax paid by the property owner and this remains in place, and in some areas has increased. Some local authorities, faced with the shortfall in overall taxe d’hab funds, have increased surcharges on the tax for second homes, while most local authorities are also increasing taxe foncière charges to offset the drop in revenues.

This tax is calculated based partly on the size and value of the property you own (which is why if you do any major renovations or add a swimming pool you need to tell the tax office) and partly on the tax level decided by your local authority. 

This means that the actual rate varies quite widely between different parts of France, but in some areas it has gone up by 20 percent.

Redevance audiovisuelle

This is the TV licence and this has been scrapped this year – including for second homes – so your bill will no longer have the €138 per household TV charge. 

Waste collection taxes

Some communes, especially in rural areas, also charge a taxe d’enlèvement des ordures ménagères (TEOM) or la redevance d’enlèvement des ordures ménagères (REOM) to cover rubbish collection. These are also payable in the autumn, although dates and amounts vary from commune to commune.

Renovation projects

If your property is what real estate agents refer to as an ‘opportunity for renovation’ you may be exempt from taxe d’habitation if your property is uninhabitable.

This is this is strictly defined in France as meaning a property is unfurnished, is not connected to utility services, and/or needs work costing at least 25 percent of the value of the property to make it habitable.

Other information

The amount of both taxe foncière and taxe d’habitation varies across France, but you should be informed in the sale details of the amount of the taxe foncière, and you can also request to know the amount of the taxe d’habitation when you buy a property. 

READ ALSO Why French homeowners face higher property taxes in 2023

Second homeowners are not eligible for most reductions or exemptions available on taxe foncière, with the exception of over 75s who are on low incomes. Be aware this is not automatic for second homeowners and must be specifically requested by those who are eligible.

Be aware, too, that authorities can charge an additional 10 percent for late payment without good reason – though you may get this removed if you write a polite formal letter asking for a remise gracieuse de la majoration. You can search for model letters on the internet.

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