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ESSENTIALS: MOVING TO FRANCE
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JOBS

Working in France: The French job speak you need to know

French working life comes with a whole glossary of work terms (and acronyms) that you never learned at language school. Here's what you need to know.

Working in France: The French job speak you need to know
Photo: AFP
Here is the journey through work life – from unemployment, to finding a job, enjoying the perks, then losing your job. 
 
Emploi
 
Well, we may as well start easy. Emploi, as you may have guessed, means “employment”. French newspapers will often have their own “Emploi” sections if you want to read up on the latest employment news. Here is one from Le Figaro.
 
Pôle emploi
 
With employment comes unemployment, which typically leads people to France's national job centre – known as the Pôle emploi. 
 
RSA – Revenue de solidarité active
 
This is France's basic form of job seekers allowance and you may be able to claim it while you look for work, although there are various and varied conditions.
 
CV
 
Yes, you'll need one of these in French. Don't be tempted to put resumé at the top. This is a pesky false friend.
 
 
Photo: AFP
 
Entretien d'embauche
 
If your CV is good enough then it should lead to a job interview  – an “entretien d'embauche” or just an entretien. Fingers crossed. 
 
Contrat de travail
 
Got the job? Well done. Now you'd better sign your employment contract, known in France as a “contrat de travail”. This is a hugely important piece of paper, and is often needed when moving into a new house, applying for a bank account (or indeed a bank loan). 
 
CDI
 
If you're lucky, the paper that you sign will be CDI contract, which stands for “Contrat à Durée Indeterminée” – or an open-ended contract. This essentially means you are a permanent employee. Well done. 
 
CDD
 
The other (more likely) option is that you're on a CDD (Contrat à Durée Determinée), or a fixed-term contract. This is just a temporary gig, but can be extended, two or three times. It may eventually turn into a CDI if it works out well.
 
There are other types of job contracts on offer that depending on your line of work could see you end up a pigiste (shifter), an intermittent (occassional worker often employed in arts scene) or a saisonnier (a seasonal worker might do a ski season or wine harvest).
 
Photo: VFS.com/Flickr
 
SMIC
 
Time to talk pay. France's minimum wage, known as SMIC, is €9.67 as of 2016, or €1,466.62 a month. 
 
Salariés
 
Employees. This is you. 
 
Cadres
 
On the other end of the spectrum, you have the “cadres” – these are the managers, the executives. These lucky ones get better salaries and better social protection if they're made redundant. Although they will have paid more into the system so it's all fair.
 
 
Auto-entrepreneur
 
Another possibility is to run your own business, of course. There's minimal red tape (once you have set yourself up), no need to pay taxes or charges up front and many employers will welcome you with open arms as they avoid having to pay the steep charges that come with having a contract.
 
Ticket restos
 
Time to talk perks. “Tickets restos” or luncheon vouchers are mandatory in offices with no on-site cafeteria or self-service kitchen. Managers and workers split the cost 50/50, and employees end up with vouchers they can use in most supermarkets and restaurants around the country. 
 
Photo: AFP
 
RTT  
 
Bosses must compensate you, in most jobs, for working more than 35 hours per week, and if you do so you should be entitled to RTT days (Réduction du Temps de Travail).
 
These are in addition to your usual paid holidays and are part of the reason why French workers are often able to take the whole of August off. In theory employers who don’t give you this time off should have to pay you overtime. 
 
ITT
 
Injured? An ITT, which stands for Incapacité temporaire de travail (or “temporary work incapacity”), refers to how many paid days a doctor suggests you should take off after some kind of injury or trauma. The term crops up often in newspapers to describe how badly someone is injured “He got 45 days of ITT”. 
 
Photo: AFP
 
Treizième mois
 
Some businesses offer a “thirteenth month” of pay – an end-of-year bonus of sorts – often in a bid to boost staff retention.
 
Commité d'enterprise
 
This is a kind of council in some companies that offers you anything from cheap cinema tickets, holiday discounts and a nice wad of vouchers to spend at Christmas. 
 
Impôts sur le revenue
 
Oh, the famous French taxman. No, it's not all laughter and perks in the French work place. Be ready for the income tax.
 
The graph below explains how much income tax you will pay depending on your earnings.  
L'impôt à la source
 
France is set to get a simplified tax system this year which will see income tax taken automatically at source (à la source) rather than the following year after the individual annual declarations.
 
Fiche de paie
 
France's payslips are notoriously complicated. They can stretch to 40 lines of text of gobbldygook, but the good news is that they're working to make it simpler. Read more here
 
France is making life simpler for businesses, including making the payslips more readable. Photo: Screengrab BFMTV
 
Mutuelle 
 
This is a top up health insurance that, depending on the size of your company, is normally offered to you automatically. It basically means that your everyday health costs in France, like going to a doctor the huge the prescription they normally give you, will all be covered.
 
Métro, boulot, dodo
 
This phrase – literally “subway, work, and sleepy time” – is a great little phrase that means “The rat race”.
 
Basically, you're living to work. Perhaps time to make things interesting?
 
Augmentation de salaire
 
Not happy with your salary? Then why not ask for a pay rise, or an “augmentation de salaire”?
 
Licenciements
 
Hopefully you won't hear this word in your company, but if you do it spells bad news. It means lay offs or redundancies.
 
Rupture du contrat
 
Oops. Perhaps you weren't worth the pay raise, huh? Well, time to get started on the termination of your contract, or the “rupture du contrat”. 
 
Rupture conventionelle
 
This is a termination of employment that is mutually agreed upon by employer and employee. Both parties can benefit from the arrangement, as the employer can escape labour law requirements while the employee can benefit from unemployment benefits. 
 
You can be paid up to around €6,000 per month. The system was brought in to stop people from trying to get sacked just to get unemployment benefits. 
 
Pot de départ
 
This is what you'll have if you leave on good terms. Pot de départ means leaving drink.
 
 
Chomeur
 
Now you're an unemployed person, you are known as a “chomeur”. Best read our top tips for being unemployed in France
 

A Pôle Emploi in France. Photo: Jacques Demarthon/AFP
 
Chomage
 
And unemployment itself is known as “chomage”, which is also the term to refer to the benefits. 
 
Allocations chômage
 
As long as you weren't sacked for gross negligence (faute lourde) then you're probably eligible for unemployment benefits, and in France, these are generally quite generous at up to 80 percent of your salary.
 
Time to start again with the whole process. Bon courage.
 
A version of this story was published in September 2016.
 

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PROPERTY

MAP: Where in France can you buy property for less than €100k?

While French cities such as Paris are notoriously expensive, there are many areas outside the cities where it is still possible to buy spacious homes for less than €100,000 - particularly if you don't mind a bit of renovation.

MAP: Where in France can you buy property for less than €100k?

We decided to look at where in France you could afford a property on a budget of €100,000, and it turns out there are some bargains to be had.

There are a lot of caveats while searching for property, and many local variables in place, but our search does show some of the areas to concentrate on if you have a limited budget.

We used the Notaires de France immobilier website in August 2022, and we specified that the property should have at least five rooms (including kitchen and bathroom) and a floor space of at least 100 square metres.

We also discounted any property that was for sale under the viager system – a complicated purchase method which allows the resident to release equity on their property gradually, as the buyer puts down a lump sum in advance and then pays what is effectively a rent for the rest of the seller’s lifetime, while allowing them to remain in the property.

READ ALSO Viager: The French property system that can lead to a bargain

For a five-room, 100 square metre property at under €100,000, you won’t find anywhere in the Île-de-France region, where the proximity of Paris pushes up property prices. The city itself is famously expensive, but much of the greater Paris region is within commuting distance, which means pricier property. 

Equally the island of Corsica – where prices are pushed up by its popularity as a tourist destination – showed no properties for sale while the region of Provence-Alpes-Côte d’Azur – which includes the French Riviera – showed only 1 property under €100,000.

The very presence of Bordeaux, meanwhile, takes the entire département of Gironde out of this equation – but that doesn’t mean that the southwest is completely out of the running. A total of 25 properties came up in the Nouvelle Aquitaine region. One property was on the market for a mere €20,000 – but it was, as the Notaires’ brochure noted, in need of “complete renovation”.

Neighbouring Occitanie, meanwhile, showed 12 further properties in the bracket.

By far the most properties on the day of our search – 67 – were to be found in the Grand Est region of eastern France. The eastern part of France overall comes out best for property bargains, with the north-east region of Hauts-de-France showing 38 properties and and Bourgogne-Franche-Comté displaying 25.

Further south, however, the presence of the Alps – another popular tourist destination – pushed up prices in the Auvergne-Rhône-Alpes region which showed just three results.

The below map shows our search results, with darker colours indicating more cheap properties.

Property buying tips 

In order to make a comparison, we focused our search on properties advertised online, but if you have a specific area in mind it's well worth making friends with a few local real estate agents and perhaps also the mayor, since it's common for properties not to be advertised online.

Most of the truly 'bargain' properties are described as being "in need of renovation" - which is real estate speak for a complete wreck.

If you don't mind doing a bit of work you can often pick up property for low prices, but you need to do a clear-eyed assessment of exactly how much work you are willing and able to do, and what the cost is likely to be - there's no point getting a "cheap" house and then spending three times the purchase price on renovations.

READ ALSO 'Double your budget and make friends with the mayor' - tips for French property renovation

That said, there were plenty of properties at or near the €100,000 mark that were perfectly liveable or needed only relatively minor renovations.

You also need to pay attention to the location, as the sub-€100,000 properties are often in remote areas or very small villages with limited access to amenities. While this lifestyle suits many people, bear in mind that owning a car is a requirement and you may end up paying extra for certain services.

Finally remember that government help, in the form of loans and grants, is available for environmentally friendly improvements, such as insulation or glazing.

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